It is March Madness time and two old friends, Pat and Carl are setting their brackets for their annual friendly wager.
Pat says, "Carl, I'll bet you are going all-in for State U. to win the NCAAs."
Carl says, "And I'll bet you, Pat that you are all-in for Across the State U. to win it all."
Pat says, "you know what Carl, we have to be the biggest chumps ever because we both know neither of our teams is going to win the NCAAs."
Carl laughs and says, "You're right Pat, I don't know why we ever bother. I mean, our teams never even qualified for the NCAAs."
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